Environmental coverage for contractors

The pollution coverage your GL policy excludes

Standard general liability contains an absolute pollution exclusion. We write the contractors pollution liability and environmental coverage that responds where it stops — spills, fumes, runoff, mold, and cleanup.

Licensed in all 50 states
Fills the GL pollution exclusion
Project-specific or practice policies
Combined CPEO available
Environmental contractor on a controlled job site

All 50 states

Licensed independent agency

Fills the gap

Where GL pollution exclusion applies

Project or practice

Coverage that fits the job

CPEO

Professional + environmental combined

Why contractors choose us

Environmental coverage, explained

CPL is a specialty most agents gloss over. We explain the whole matrix and place the coverage that actually fits your exposure.

We close the pollution-exclusion gap

Your general liability policy specifically excludes pollution claims. We write the contractors pollution liability coverage that responds where your CGL stops — spills, fumes, runoff, and cleanup.

We actually explain CPEO

When a claim blurs the line between a professional error and a pollution condition, a combined contractors professional + environmental policy answers both — and we'll explain exactly when you need it.

Operations and sites, both covered

CPL follows your operations; site pollution liability covers a yard, shop, or facility. We structure both so a claim isn't denied for being in the wrong place.

Project or practice — we guide the choice

Need coverage for one job a GC requires, or for everything you do? We help you choose between project-specific and practice CPL — most competitors just list both.

Controlled handling of materials with containment
How it works

Covered in three steps

Talk to a specialist, get the right environmental program, and meet the contract requirements.

01

Tell us about your operations

Your trade, the work you do, your sites, and what a contract requires. Two minutes online or one call.

02

We build the environmental program

CPL, site pollution, mold, transported pollutants, and CPEO where you need them — project-specific or practice.

03

Covered where GL stops

Bind coverage and get the certificates and additional-insured endorsements owners and GCs require.

Material-hauling truck on the road
Who needs CPL

If your work disturbs, releases, or hauls a contaminant

Pollution exposure isn't just for "hazmat" firms. These trades carry it every day — and most contracts now require coverage.

Excavation & grading
Demolition contractors
Environmental & remediation
Abatement (asbestos/lead/mold)
HVAC & mechanical
Plumbing contractors
Coating, painting & sealing
Roofing & waterproofing
Utility & pipeline
Tank installation & removal
Landscaping & site work
Waste & material hauling
See who needs CPL

50states

Licensed nationwide

GL gap

Pollution exclusion, covered

6coverages

Full environmental matrix

1call

To a real specialist

Questions

Pollution liability FAQ

Almost certainly not. Standard CGL policies contain an absolute pollution exclusion that removes claims involving contaminants — fuel, fumes, silt, dust, chemicals. Contractors pollution liability is what responds where your CGL stops.

Clean environmental job site

Close the pollution gap in your coverage

A free, no-obligation quote for contractors pollution liability built around your operations and contracts. Most quotes come back within one business day.