Transported Pollutants & Transportation Pollution Coverage
Coverage for pollution loss while materials are in transit.
Covers pollution conditions arising from materials and waste your business transports — a gap left by both auto policies and standard pollution forms.
Hauling fuel, waste, contaminated soil, chemicals, or other materials creates a pollution exposure that standard commercial auto policies exclude and base CPL forms may limit. Transportation pollution (transported-pollutants) coverage responds to bodily injury, property damage, and cleanup arising from a pollution condition during the loading, transport, or unloading of materials your business moves. It's essential for environmental and remediation firms, excavation and demolition contractors hauling contaminated soil, and any contractor transporting fuel or hazardous materials between sites. It coordinates with your commercial auto and CPL so a spill on the road or at transfer is actually covered.
What's included
- Pollution coverage during loading, transit, and unloading
- Bodily injury, property damage, and cleanup from a transit spill
- Covers hauled fuel, waste, soil, and chemicals
- Fills the gap in commercial auto pollution exclusions
- Coordinates with CPL and commercial auto
- Coverage for transfer and disposal locations
- Relevant for environmental and excavation haulers
- Project or practice basis
Who it's for
- Environmental and remediation firms hauling waste
- Excavation and demolition contractors moving contaminated soil
- Contractors transporting fuel or chemicals between sites
- Anyone whose vehicles carry pollutants
Typical limits
Commonly within CPL limits or scheduled; coordinates with commercial auto
Claims this coverage handles
Frequently asked
Doesn't my commercial auto cover a spill?
Commercial auto typically excludes pollution from transported materials. Transported-pollutants coverage is what responds to a pollution condition during loading, transit, or unloading.
Who needs transportation pollution coverage?
Any contractor whose vehicles carry fuel, waste, contaminated soil, or chemicals — especially environmental, remediation, excavation, and demolition firms.
Is it separate from CPL?
It's often included or endorsed within a CPL program. We make sure transit exposure is covered and coordinated with your auto policy.