A specialty brand of Contractors Choice Agency, an independent agency licensed in all 50 states. We focus on the environmental coverages that fill the gap your general liability policy leaves wide open.

The absolute pollution exclusion has been quietly removing coverage from contractors' general liability policies for decades — and most contractors don't know it until a spill, fume, or runoff claim is denied.
We built this brand to fix that. We explain the whole environmental matrix — contractors pollution liability, site pollution, mold and fungi, transported pollutants, and combined contractors professional + environmental — and place the coverage that actually fits your exposure and your contracts.
Backed by Contractors Choice Agency's nationwide licensing and specialty-market access, we close the gap your general liability leaves — and we tell you the truth about claims-made terms, retroactive dates, and what each policy does and doesn't cover.
The principles behind every quote and every claim conversation.
We focus on the pollution and environmental coverages most agents gloss over — CPL, site PLL, mold, transported pollutants, and combined CPEO.
As an independent agency we access specialty environmental markets and match coverage to your real exposure, not one carrier's product.
You reach a specialist who can decode a contract's pollution requirement and explain exactly what coverage closes your gap.
A quick conversation is all it takes to find the environmental exposure your current coverage leaves out — and close it.